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Professional Indemnity Insurance

Professional Indemnity Insurance is designed for people who provide professional advice for a living, including accountants, marketing consultants and medical professionals. It protects you, your employees and your business against claims arising from alleged errors and omissions in carrying out your professional duty, such as:

  • when a third party, usually a client, alleges that your professional advice, design or service is negligent and caused them loss – the loss can be bodily injury, property damage or financial loss.
  • from a breach of the duty that you owe as a professional or an expert.
  • as a Civil Liability from the conduct of your professional services.

Coverage includes:

Contractual liability, liability under the Trade Practices Act, defamation, infringement of intellectual property right, liability for the acts of sub-contractors and consultants, compensation and claimant’s costs and expenses.

Other costs such as legal defence costs are payable in addition to the limit of indemnity

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